Every day, people are diagnosed with cancer. It is devastating and can change their lives forever —
emotionally, physically, and financially. In the US, the lifetime risk of developing cancer is 42% (1 in 2)
in men and 38% (1 in 3) in women.ii
At NTA Life, our main concern is easing your financial burden after a covered diagnosis and during treatment. We have developed a cancer insurance policy that provides additional financial protection for the medical and non–medical costs of cancer, as well as its early identification and treatment. This policy provides direct payments to you (unless you specify otherwise), regardless of other major medical coverages you may have.
THIS IS A CANCER ONLY POLICY.
Annual expenses for care associated with heart conditions in the United States average about $4,000
per year.iv Our products offer coverage that provides additional financial protection
for the medical and non–medical costs of many heart–related conditions, including heart
attack, heart disease and stroke. During that time, costs add up — bills in your mailbox, car
trips to the doctor, prescriptions and others. Our Heart and Stroke policy pays in addition to any
major medical insurance benefits.
THIS IS A LIMITED BENEFIT POLICY.
From work related injuries to traffic accidents, to trips, slips and falls, accidental injuries
happen every day. Rarely do we stop and think about how an accidental injury may affect us. The
average medical and work–loss cost of an emergency department–treated unintentional
injury in the U.S. in 2013 was $14,685.vi
At NTA Life, we want to help prepare you for those unforeseen circumstances. Our accident policy provides benefits in addition to employer–sponsored coverage and pays you specific amounts for care and treatment of covered accidents. With direct cash payments to you (unless you tell us otherwise), you can be back on your feet financially before you're actually back on your feet!
THIS IS AN ACCIDENT ONLY POLICY.
If you become disabled, how long could you pay bills and provide for your family with reduced
earnings? How long will the disability benefit from your employer–sponsored insurance plan
last? Do you have enough set aside to cover the additional expenses caused by a disability?
What you have now and your plans for the future depend upon your ability to work and earn an income. If you're like most people, you probably have insurance to protect your home, car, and savings — but do you have insurance to protect your ability to earn an income? At the bottom line, your income is the foundation that holds up the rest.
Our Disability Income insurance coverage can help you take care of important expenses: food, clothing, travel and lodging expenses, copayments, and medical costs not covered under other plans.
A stay in a hospital intensive care unit (ICU) can be an expensive and stressful addition to your
hospital stay. This product provides benefits for confinement in an intensive care unit or reduced
coverage for confinement in a step–down unit.
THIS IS A LIMITED BENEFIT RIDER.
Do you have a mortgage? How about outstanding debt or children at home or in college? Have you
prepared your family financially in the event of your death? In most cases your family depends upon
you for income and long–term stability. You don't want to risk their future by failing to include
life insurance in your plans.
Our individual termx and individual whole lifexi insurance products are offered in addition to whatever life insurance policies your employer provides. And these life products are portable — take them with you if you leave your job for any reason.
Did you know that the cost of an average hospital stay in the U.S. is $15,734?xii Our Hospital Insurance plan helps you with the costs of a covered hospital stay – whether planned or not. So, whether you have an unexpected trip to the hospital or are admitted for a scheduled surgery, our plan may provide funds needed to help cover costs.
An NTA Life representative will reach out to you with product and premium rate information.