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National Teachers Associates Life Insurance Company (located in Addison, Texas) and NTA Life Insurance Company of New York (located in New York, New York) are separate and independent entities and have sole responsibility for their own products. National Teachers Associates Life Insurance Company issues life, accident-only, specified disease, and disability income insurance policies, and is licensed in all states except New York. NTA Life Insurance Company of New York issues life, accident-only, specified disease, and disability income insurance policies, and is licensed in New York only. Availability from a particular company varies by product and state.